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Which AC Can You Actually Afford?
Enter your monthly salary. We'll recommend the right AC and show EMI options that won't stress your budget.
AC Budget Guide by Salary
| Monthly Salary | AC Budget (Upfront) | Recommended Type | EMI Option (12 months) |
|---|---|---|---|
| ₹20,000 – ₹30,000 | ₹15,000 – ₹22,000 | 3 Star 1 Ton | ₹1,800 – ₹2,500/mo |
| ₹30,000 – ₹45,000 | ₹22,000 – ₹30,000 | 3 Star 1.5 Ton | ₹2,500 – ₹3,500/mo |
| ₹45,000 – ₹60,000 | ₹30,000 – ₹42,000 | 5 Star 1.5 Ton | ₹3,500 – ₹4,500/mo |
| ₹60,000 – ₹80,000 | ₹35,000 – ₹50,000 | 5 Star 1.5 Ton (Premium) | ₹4,000 – ₹5,000/mo |
| ₹80,000+ | ₹40,000 – ₹55,000 | 5 Star Premium (LG AI, Samsung WindFree) | Budget isn't a concern |
How AC EMI Works on Amazon India
- No Cost EMI — Available on select models. You pay the same price split across months. Zero interest.
- Standard EMI — 12–24 month options via credit card or Bajaj Finserv. Interest 12–18% PA.
- Debit Card EMI — Available on SBI, HDFC, ICICI, Axis debit cards for orders above ₹8,000.
- Amazon Pay Later — Buy now, pay in 3–12 months. Quick approval for Amazon account holders.
Pro tip: Always check for "No Cost EMI" on the Amazon product page. You get the same price split into easy monthly payments with zero extra cost.
Calculate Monthly Electricity Cost
EMI + electricity = your real monthly AC cost.
Electricity Calculator →Not Sure What Room Size You Need?
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